Download Ebook , by James Lange
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, by James Lange
Download Ebook , by James Lange
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Product details
File Size: 2953 KB
Print Length: 91 pages
Simultaneous Device Usage: Unlimited
Publisher: Retire Secure Press (July 20, 2018)
Publication Date: July 20, 2018
Sold by: Amazon Digital Services LLC
Language: English
ASIN: B07FR3WTL8
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Amazon Best Sellers Rank:
#32,682 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
This book is for people who are approaching their retirement. It helps to understand the available options in getting Social Security income, select the best options, and avoid related mistakes. The book is very clear and well written. It is readily accessible for a "layperson" with no prior knowledge of Social Security or advanced personal finance; however, it requires attention to technical details and willingness to understand the related basic math.
This little book is packed full of great advice. It has helped me determine a better strategy as to when to file for Social Security for my wife and myself. I also learned which accounts to draw on first in order to get the most out of my savings. I was confused before but this book brought clarity to my decision. Thanks to Mr. Lange and this book I will be able to maximize my benefits and realize much more than I would have on my own.
This book is definitely a must read for anyone who will be applying for Social Security benefits anytime soon. Also, you will find helpful information about how Roth IRA conversions could help you and your heirs keep more of your retirement savings from the tax man. I intend to follow Mr. Lange's invaluable advice, which will give me confidence as I wade through all the complexities of the retirement process. The book covers what could be a complicated subject but is written clearly and is easy to understand.
Wow! This is a really helpful, relatively simply written book. Yes, I had to read through a couple of his numbers twice to understand them. But once I did, the message was clear. WAIT as long as you can before you take Social Security! Don't let the talking heads on TV scare you in "getting what's yours now before Social Security goes bust". If you want to be greedy, WAIT to take your Social Security money. That way you get MORE MONEY from the government. How cool is that. The author's ideas on Roth conversions are brilliant, though a bit tricky. I want to read more from him on the subject, but he definitely made me re-think my approach to paying for retirement
Excellent Treatise! James Lange's new min-book is well thought out and written in plain English - it should be read by Everyone approaching retirement age, especially if they have any interest in their future and the future of their loved ones! The Social Security Administration is very happy to have contributors leave tens of thousands - more likely - hundreds of thousands of dollars on the table from a lack of information. This mini-book provides information direly needed by taxpayers. Also recommend Lange's updated 'flagship' book "Retire Secure!" and (as does Lange): 'Get What's Yours - The 'Revised' Secrets to Maxing Out Your Social Security" by Laurence Kotlikoff.
James Lange does a terrific job of taking complex regulatory language and translating it to understandable, actionable concepts that significantly improve the average American's ability to maximize their entitlements under Social Security rules. Well worth reading.
There is a lot of information in this book. Fortunately Mr. Lange has a gift for clear explanations, with examples given to help illustrate the concepts presented. I first bought the Kindle version, then ordered a paperback version to give to my brother and his wife. Now Mr. Lange needs to write a book with information for single people.
"If you (and your spouse, if you are married) die early, you will have no financial problems because you will be dead (maybe a bit harsh, but true). What you should be worried about is that you (and/or your spouse) will outlive your savings." This simple truth from Mr. Lange completely changed how I viewed when to start taking Social Security benefits. I'm also a big fan of Roth IRAs and their conversions. Book is a quick read with great advice.
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